2 applicants waiting on you.
Every certificate here has already been checked for tampering, payer confirmation and threshold. Your job is the decision, not the arithmetic.
Tenancy · 2-bed, Rruga Pjetër Bogdani
Verified annual income
ALL 6 940 000
≈ USD 72 600
Rent to income
18%
Well inside policy
Stability index
82
Strong · 27 months
Checks we ran for you
Document altered since issueNo
Payer confirmations3 of 4 · 93% of income
Income classified as recurring91% of total
Certificate ageSealed 3 days ago
Fraud signals
Nothing unusualPayments circulating between the applicant's own accountsNone found
Payers with no trading historyNone · all 4 verifiable
This certificate reused elsewhere2 other reviewers
Sources added days before issueNo · oldest 27 months
Signals describe the record, not the person. We never score applicants for you — the decision stays yours.
Worth a second look
61% of income comes from one payer. That payer has confirmed, but a single loss would cut income by more than half.
Deciding records only your outcome and the date. The applicant is not told which checks you looked at.