Six accounts read at source, converted at the date of each payment, and scored for the one thing reviewers actually test: stability. Pick a country to see how this record clears that ruleset.
Income stability index
82Strong · up 4 this quarter
Sep 25Recurring income, converted at date of receiptAug 26
Trailing 12 months
EUR 66 792
≈ USD 72,600
Volatility
9.4%
Month-on-month σ
Continuity
27 mo
Unbroken months
Top payer share
61%
Concentration risk
Portugal · Digital nomad visa
1.9× the minimum
Clears Portugal on ruleset v2.8. 14 of 16 countries on this record clear today.
Requirement EUR 35 280 / yr · ruleset v2.8, effective 04 Jun 2026
This ruleset
ECB daily reference
AIMA / NIF registration, about two weeks. No day-count rule on file for Portugal.
Needs your attention
Countries
16 live rulesets on this record
Immigration, housing and lending templates share one ledger. Switch the judging country without reconnecting sources.
Concentration
61% of income from one payer
Several countries weight payer diversity. Two more months from Kestrel Studio clears the ones that don't yet.
Ruleset
Spain now wants six-month bank history
Ruleset v3.1, 22 Jul. Your connected accounts already cover it; the certificate just needs the right scope.